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Do you do hard or soft pulls?

Updated this week

Viewing your offer does not affect your credit score. This is called a soft pull.

For customers who accept their unsecured offer from Pomelo, we then perform a hard pull with the credit bureaus to formally open your credit line.

Customers who accept their secured offer from Pomelo do not receive a hard pull with the credit bureaus.

This will then show up on your credit report, but don't worry - on-time payments typically help your credit score, not hurt it.

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