When you attempt to send a bank transfer to a new recipient, they must complete the test deposit process before they can receive it. Here is how they can complete their micro-deposit:
After you start the bank transfer and your recipient completes their identity verification, a test deposit below ₱1.00 will be deposited into your recipient's bank account. The test deposit may take up to 24 hours depending on their bank.
Your recipient will then need to enter the correct centavo amount before receiving your transfer, as seen here:
After completing the test deposit process, your recipient will see the success screen and the bank transfer will be initiated and sent to your recipient. The full deposit may take up to 24 hours depending on their bank.
